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Contact us
Call us, chat on WhatsApp or leave your number below. Your branch will call you back.
Send an enquiry
Fill in your details and send them to us on WhatsApp. Your branch will call you back.
Common questions
What loan schemes do you offer?
Three schemes against your gold: a Gold loan for 6 months, an Agri loan for 1 year and a Business loan for 3 months. See the loan schemes
What interest rate do you charge?
It depends on the scheme you choose. Ask your branch for today's rate. Your exact rate is printed on your pledge receipt.
Can I repay early or in parts?
Yes. Pay any amount at any time in the app or at the branch. How interest is worked out when you repay early: to confirm.
How do I get my gold back?
Clear the loan, then visit the branch with your pledge receipt and ID. Your sealed packet is opened in front of you.
Can I renew my loan when the term ends?
Yes. Pay the interest due and we'll renew the loan at the current terms. You don't need to take the gold out.
What happens if I can't repay on time?
Call your branch first. We'll send reminders and a written notice before any auction, as required by law.
Is my gold insured?
Every pledged item is sealed in front of you and kept in a strong-room vault until you collect it. Insurance cover: to confirm
How do I pay my loan online?
Payments are made in the Nachiyar Gold Finance app, not on this website. See how to pay online